If you haven't had your hours cut, then congrats! Else, welcome to the new trend of cutting hours to the point that you have to quit to survive. Like you, I pay unemployment insurance, but unless I am laid off I can't use it. Cutting hours is a quick way for employers to get rid of employees without paying unemployment in most states. I my state you can get cut back beyond 20 hours for three weeks before unemployment cuts in.
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